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A Message from our President

In May 1994, Raymond James Financial, Inc. accomplished a goal that was first outlined over 40 years ago by the firm's founder, Bob James. The goal, formalized by the firm's 1983 public offering prospectus, was to acquire a bank. This goal demonstrates RJF's commitment to stay on the leading edge of the securities industry, providing a myriad of financial services to its clients.

Raymond James broke new ground with the creation of Raymond James Bank. In an environment where the banking industry is advancing on securities firms by offering brokerage services, Raymond James has accomplished the opposite. In fact, Raymond James Financial, Inc. was the first and only financial services company with broker/dealer subsidiaries to have purchased from the Resolution Trust Corporation ('RTC') and the first financial services company with broker/dealer subsidiaries to have received FDIC insurance powers through the full application process.

Today, with total assets of more than $8 billion and capital in excess of $400 million, Raymond James Bank enters all 50 states electronically and telephonically representing the future of the financial services industry. Safety, competitive rates, consolidated bank and investment account information and Service 1st® are our hallmarks. By exploring the product and service options available through Raymond James Bank, you can experience these benefits today. We look forward to serving your banking needs today and beyond.

Our ability to respond to the ever-changing financial environment depends on recruiting and retaining bright, talented and motivated associates. Our standards are among the highest in the industry, reflecting our commitment to provide superior service to our clients. This goal is firmly established in our corporate culture of Service 1st which requires that our clients' best interest must always come first. We look forward to meeting your personal banking and corporate borrowing needs.

Steven M. Raney
President & CEO
Raymond James Bank



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FDIC Guarantee Program Disclosure

Products, terms and conditions subject to change. Subject to standard credit criteria. Property insurance required. Flood insurance may be required. Call Raymond James Bank for rates and other information.

Raymond James & Associates, Inc. and Raymond James Financial Services, Inc. are affiliated with Raymond James Bank, a federally chartered savings bank. Unless otherwise specified, products purchased from or held at Raymond James & Associates or Raymond James Financial Services are not insured by the FDIC, are not deposits or other obligations of Raymond James Bank, are not guaranteed by Raymond James Bank and are subject to investment risks, including possible loss of the principal invested.

 
Steve Raney, President & CEO